Oh ya. I would like to add something - I am not a IFA.
http://www.maa.com.sg/career_train&comm.htm
http://www.pensionsorter.co.uk/independentadvisors.cfm (UK Article: Some may not apply)
http://hongjun.blogspot.com/2007/07/perception-of-ifa-vs-fa.html (My previous article)
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