Do not forget you are still holding onto debit cards if you have them. I am warning you because they come with annual fee charges as well like credit cards. This is especially important for credit cards users because very likely, their debit cards must have left at home somewhere long forgotten. Their existence may even have been forgotten. Annual charges may even have taken into effect without you knowing it unless you update your passbook or view transactions using internet banking.
A possible solution is to terminate your existing debit cards.
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